:root{--navy:#102f5d;--dark:#292b2f;--light:#f6f7f9;--line:#e4e7ec}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--dark);line-height:1.6;background:white}
.top{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;padding:10px 6%;backdrop-filter:blur(10px)}
.brand img{width:180px;display:block}.top nav{display:flex;align-items:center;gap:22px}.top a{text-decoration:none;color:var(--dark);font-weight:600}.nav-cta{background:var(--navy);color:white!important;padding:10px 16px;border-radius:8px}
.hero{min-height:600px;padding:80px 8%;display:grid;grid-template-columns:1.4fr .8fr;gap:60px;align-items:center;background:linear-gradient(135deg,#fff 0%,#f1f4f8 100%)}
.eyebrow{letter-spacing:2px;font-size:.78rem;font-weight:700;color:var(--navy);margin:0 0 15px}.hero h1{font-size:clamp(2.5rem,5vw,4.8rem);line-height:1.05;margin:0 0 24px;color:var(--navy);max-width:850px}.lead{font-size:1.15rem;max-width:700px}.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}.btn{display:inline-block;text-decoration:none;font-weight:700;padding:14px 20px;border-radius:8px}.primary{background:var(--navy);color:#fff}.secondary{border:1px solid var(--navy);color:var(--navy)}.light{background:#fff;color:var(--navy)}
.hero-card{background:var(--navy);padding:20px;border-radius:18px;box-shadow:0 20px 50px rgba(16,47,93,.18)}.stat{padding:26px;border-bottom:1px solid rgba(255,255,255,.2);color:white}.stat:last-child{border:0}.stat strong{font-size:1.8rem;display:block}.stat span{opacity:.8}
.section{padding:90px 8%}.section-head{max-width:760px;margin-bottom:45px}.section h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.15;margin:0 0 16px;color:var(--navy)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:14px;padding:28px;background:#fff;box-shadow:0 8px 25px rgba(0,0,0,.035)}.card h3{color:var(--navy);margin-top:0}.alt{background:var(--light)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.checklist{margin:0;padding:0;list-style:none}.checklist li{padding:16px 0;border-bottom:1px solid var(--line);font-weight:600}.checklist li:before{content:"✓";color:var(--navy);font-weight:bold;margin-right:12px}.cta-band{background:var(--navy);color:#fff;padding:55px 8%;display:flex;justify-content:space-between;align-items:center;gap:30px}.cta-band h2{margin:0;font-size:2rem}.cta-band p{margin-bottom:0}.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.contact-grid a{padding:28px;border:1px solid var(--line);border-radius:14px;text-decoration:none;color:var(--dark)}.contact-grid strong,.contact-grid span{display:block}.contact-grid strong{color:var(--navy);font-size:1.15rem}.notice{font-size:.85rem;color:#666;margin-top:35px}footer{padding:35px 8%;border-top:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:20px}footer img{width:160px}
@media(max-width:850px){.top nav a:not(.nav-cta){display:none}.hero,.two-col{grid-template-columns:1fr}.hero{padding-top:55px}.grid,.contact-grid{grid-template-columns:1fr}.cta-band,footer{flex-direction:column;align-items:flex-start}.section{padding:65px 7%}.top{padding:10px 5%}}